Term deposits have a guaranteed rate of return for your financial peace of mind. We offer term lengths anywhere from 30 days to 5 years.  You can also keep the term redeemable if you think you may need it before the maturity date, or if you choose to lock in your funds you will receive a higher interest rate.

At Spruce Credit Union, we offer a variety of Term Deposits depending on your needs at very competitive rates.  See below or come into one of our branches for more details.